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Middlesea Valletta Life Assurance Company Limited
Savings & Investments
www.msvlife.com
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The MSV Investment Bond
 
Regular Income from your Investment
The MSV Investment Bond makes it possible for those opting to invest in the MSV With-Profits Fund to withdraw the annual bonus without incurring charges.
   
  Preferential Terms for Larger Investments
Investments of at least €/£/$25,000 will be given preferential terms in the form of reduced charges.
   
  Flexibility
The MSV Investment Bond allows you to invest your money with the aim of achieving capital growth and/or regular income. Since investment priorities may change as you grow older, the MSV Investment Bond offers you the possibility to revise your position by switching your investment objectives from capital growth to capital protection.
   
  Maximising your Investment Returns
If you are looking for an alternative investment vehicle to the currently low interest-bearing Savings Account, then you should consider investing in the MSV Investment Bond. Additionally, if the money you would like to invest is not required in the immediate future and you can afford to invest for the long-term, why lose out on the possibility of earning significantly better returns when currently interest rates on Savings Accounts are in the region of 1% or less.
   
  Giving your Children a head start in life
The MSV Investment Bond is an ideal investment vehicle for those parents wishing to put away some money for when their children come of age.
   
   
  What charges will I incur?
If you are looking for an investment with a low charging structure then you should consider investing in the MSV Investment Bond. Investors do not incur any upfront charges, but will be asked to pay a nominal policy fee. Should you decide to terminate your investment, the MSV Investment Bond offers you a very competitive scale of exit charges that ranges from 4.5% to 0%.
   
   

Important Note:
This information on the MSV Investment Bond is only intended to be a brief overview of some of its principal features. Investment in the MSV Investment Bond should be based on the full information provided in the relevant Information Guide.

Investment in the MSV Investment Bond is a medium to long term investment and it is therefore recommended that you should only consider investing money which you will not be needing for at least 5 years. You may not get back the amount originally invested, especially if the MSV Investment Bond is surrendered within a few years of commencement. Investment returns can go down as well as up and past performance is not necessarily a guide to future performance. Changes in the rate of exchange of currencies may also affect the value of your investment.

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