Retirement Planning Investments Savings in Malta Middle Sea Valletta MSV Life

A female born in Malta today is expected to live until 81 years old. The average State Pension in Malta in 2005 was just Lm45 (€104.82) per week. By 2050 there will be approximately 700 Maltese aged over 100. A male born today is expected to live until age 79. The average State Pension paid in 2005 was just 80% of the national minimum wage. Because of inflation, Lm100 (€232.94) in 1996 would be worth just Lm23 (€53.58) today. You could lose up to 80% of your pension if you have to go into care.

The New MSV
Retirement Plan

		Specifically designed with Your Retirement in mind
		Saving flexibility to cope with changing lifestyles
		Wide choice of investment options to meet all needs

Planning for your retirement is one of the most important financial decisions you will undertake. It is important to start saving now to be able to enjoy your retirement without financial worries.

The New MSV Retirement Plan is a flexible insurance savings plan that allows you to save for your retirement. You are always in control of your savings, deciding how much and how often you save as well as where to invest your money.

This section does not apply to Retirement Plans issued before 1st January 2008. Please contact us if you require information about one of these plans.

Retirement Planning

The New MSV Retirement Plan

		Start your plan from as little as €50 (Lm21.47) a month
		Increase and decrease your contributions at anytime to suit your circumstances
		Choose your investments from a wide choice of funds
		Select the 'lifestyle option', enabling you to lock in any profits as you approach retirement
		Take confidence in investing with the leading provider of long term insurance savings products in Malta. (Based on figures issued by the Malta Insurance Association for the end of 2006)

Contact MSV for more information

General Note

In order to ascertain your exact tax status, you should seek specific professional tax advice in relation to your tax obligations under this plan. All the underlying funds to which this plan is linked are licenced by the Malta Financial Services Authority and listed under the Malta Stock Exchange.

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