Recieve a lump sum at maturity   With-Profits: Included bonuses declared   Ownership remains with the parents

The Baby Bond has been designed for parents to help them save for their children's future. This policy, which is issued on the life of the parents, is for a fixed period of time and gives the parent the opportunity to include more than one child under the baby bond option.

This product participates in the profits of the company. The maturity value paid at the end of the period will include the bonuses declared by the company during the currency of the policy.

The Child Policy is a similar savings plan but can be transferred to the child at the age of 18.

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The children mentioned under the Baby Bond would have the option to take out a policy in their name (at the age of 18) without the need to undergo a medical examination. The ownership of this policy remains with the parents.

This product also accumulates a cash surrender value after the three full years' premiums have been paid. This product is available either as a regular premium policy or as a single premium product.