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Group Pension Plans - With Profits

Group Pension Plans - With Profits

Everyone is living longer and the cost of providing State Pensions is increasing. It is widely acknowledged that individuals have to take responsibility for their own future wellbeing and save sensibly towards a financially secure and independent retirement.

MSV Life offers a range of individual and group pension plans which can be tailored to suit most situations, including employer sponsored schemes or voluntary group schemes, with a variety of investment solutions.

THE MSV PERSONAL PENSION PLAN

The MSV Personal Pension Plan offers flexibility and investment choice, as well as the opportunity to receive a tax rebate equal to 15% of the amount you save each year. 

  • Start saving for retirement from just €40 a month.
  • Apply for a tax rebate equal to 15% of the amount you save each year.
  • Supplement your state pension when you retire to maintain your lifestyle when you stop working.
  • If your circumstances change, you can change the amount you save, or take a break from saving altogether.

Under current legislation, you can start taking your personal pension between ages 50 and 75, at which time you can choose to receive up to 30% of the fund as a tax free lump sum, with the balance used to provide you with a regular income.

  • The MSV Personal Pension Plan (With Profits) is a long term regular savings pension plan investing in the MSV With Profits Fund.
  • It allows you to save on a regular basis and to invest additional lump sums at any time in the future. 
  • Contributions to the Plan qualify for a tax credit for those meeting the eligibility criteria below.
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