Key Person Insurance

Providing protection against the loss of a key employee due to death or disability

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Manufacturer of the product is: MAPFRE MSV Life

MAPFRE MSV Life p.l.c. (C-15722) is authorised by the Malta Financial Services Authority (MFSA) to carry on long term business under the Insurance Business Act. MAPFRE MSV Life p.l.c. is regulated by the MFSA.

Most businesses have an individual who is key to the success and profitability of the business, a ‘key person’.
The death, illness or disability of a key person can have a negative financial impact on your business.
Businesses are aware that their long-term success or failure will ultimately depend upon the ability and value of their employees. Businesses today protect their buildings and equipment quite easily by calculating the financial implications and potential loss of profits from the damage of these assets. What many businesses overlook or ignore is the actual value of its employees. Loss of employees needs to be assessed and an appropriate Business Protection solution selected.

The MAPFRE MSV Key Person Protection Plan is there to provide protection against the financial loss it may suffer from losing a ‘key’ employee due to death.

  • The plan provides life insurance for the length of time that you choose.
  • It pays a lump sum upon the death of the Key Person.
  • To keep up the premiums throughout the period of cover.
  • To give us all the information we ask for throughout the application process and if you have to make a claim.
  • The Plan only pays on death and you cannot get back the premiums you have paid.
  • If you do not truthfully provide all the information we ask for, we might not pay the lump sum on your death.
  • If you stop paying the premiums your cover would stop 30 days after the payment was missed.

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