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Unit Linked Savings Plan

Unit Linked Savings Plan

PUTTING YOU IN CONTROL - The MSV Unit Linked Savings Plan can help make your future more rewarding. You have complete independence and control to tailor the plan to suit your personal circumstances:

  • Control - you decide how much to save, even opting to change the amount in the future. You also decide where to invest.
  • Flexibility - you can increase or decrease your contributions, stop for up to 5 years, then start saving again.
  • Freedom - no matter what your work or life circumstances might be, the MSV Unit Linked Savings Plan will continue to work for you because it is in your name and for your own benefit.
  • Choice - Although the minimum term of the plan is 10 years, you are free to decide at what age you would like to access your plan’s benefits.
  • Independence - the Plan is designed to pay you a lump sum to spend or invest as you wish.
  • The underlying investment funds, in which you can choose to invest your contributions, have different levels of risk.
  • Past performance of funds is not necessarily a guide to future performance and the value of your Policy is not guaranteed.
  • The value of funds and the currency in which they are denominated may go down as well as up and you may not get back your original investment.
  • The maturity value may be less than illustrated if:
    • You or your employer stop saving into the Policy, or reduce contributions.
    • Investment performance is lower than illustrated.
    • You take your benefits earlier than your selected maturity date.
    • Tax rules change.
    • Charges increase above those illustrated.
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